Guardian is known to be one of the top health insurance providers in the nation and has been for many decades. Today they offer a broad range of products and services to individuals and companies. As of 2009 they provided coverage to more than six million employed people as well as their dependents. Their plans include life insurance, medical insurance, vision, dental, and critical care policies. The following information has been put together to inform you about the positive aspects of signing up for the Guardian dental insurance plan.
Guardian dental insurance includes a number of interesting options. For example there is Dental Guard Basic, Dental Preferred PPO, as well as the prepaid DHMO plans. Each has innovative features that cover a range of conditions and situations. For example dental implants, fluoride treatments, braces, periodontal work, and even cancer screening.
It is not without good reason that Guardian dental insurance has become the choice of many. An interesting feature is the Maximum rollover account that allows you to accumulate unused benefits from each year instead of letting them pass. This is a great concept as we may not have any need to avail of the plan one year whereas in the next we may have costs that exceed the normal maximum.
Another important consideration is that Guardian has one of the most extensive PPO networks in the country. As of today this includes more than seventy thousand providers in over one hundred thousand different locations.
The most popular products offered by Guardian in terms of dental cover is the Dental Preferred PPO. This requires a specific dental acre provider to be chosen. The Guardian website includes a searchable database through which you can identify the PPO dentists in your region.
With the cost of dental care rising every year it is important to choose an insurance provider than can provide the level of coverage that you desire.