The condition of your mouth is extremely important when considering your health. A healthy mouth is an indicator of an overall healthy person. Also, the condition of your teeth affects your mood, appearance, and what you ingest. What happens when you have less than a perfect set of gums and teeth? Are you able to pay out of pocket for dental care? If not, you should consider dental plans. One type of affordable dental plan is Aetna Dental Insurance
There are three types of basic plans in the Aetna Dental Insurance program. The first is a Dental Maintenance Organization (DMO) which provides low cost dental care through a primary care dentist. This plan allows for the option of either paying a copay or coinsurance. The copay is a set dollar amount and the coinsurance is a percentage of the cost that would be paid by the customer at the time of treatment. The second basic plan is the Preferred Provider Organization (PPO) which usually offers lower costs if you select a dentist who accepts a PPO. A coinsurance is used in the Preferred Provider Organization. The third type is the Dental Indemnity. In this type of insurance, the patient can visit any dentist in the country without a referral. Also, the Dental Indemnity plan uses a coinsurance where you pay a certain percentage of the cost of treatment.
Overall, the Aetna Dental Insurance allows for affordable dental care. Procedure including cleanings and braces are available in various plans of this type of dental program. Most people do not have the extra funds to pay out of pocket for braces, but with Aetna Dental Insurance they can. In order to find a participating dentist in the Aetna Dental program, call member services at 1-877-238-6200.